Analysis of the Article
1.Core Topic: The article discusses the anticipated improvements in the Lithuanian housing market in 2026, focusing on increased accessibility to mortgages, especially through credit unions. It highlights factors like decreasing interest rates, stabilizing housing prices, streamlined processes due to digitization, and the advantages of credit unions’ customer-centric approach.
2.intended Audience: The target audience is individuals in Lithuania considering purchasing a home,especially first-time buyers,those who postponed purchases due to high interest rates in









