Spain to Mandate Insurance & Registration for Electric Scooters & PMVs in 2026
From the beginning of 2026, owning adn riding an electric scooter, hoverboard, or similar personal mobility vehicle (PMV) in Spain will require mandatory civil liability insurance. This notable change, stemming from an amendment to the Automobile Insurance Law, aims to protect both riders and the public.
Currently, if you cause an accident while using a PMV that results in injury or property damage, you are personally liable for all costs. This has, in some cases, led to financial ruin for owners facing substantial compensation claims. The new legislation seeks to prevent such outcomes and ensure the sustainable growth of these transportation options.
What Vehicles Are Affected?
The new rules apply to a broad range of electrically powered vehicles. These include:
Electric scooters
Hoverboards
Electric skateboards
Electric bikes
Segways
Any electric motor vehicle with one or more wheels, a single seat, and a maximum speed of 6-25 kilometers per hour (under 25 kilograms).
It’s crucial to note that many PMVs are modified to exceed these speed limits. However, the insurance and registration requirements will still apply.
Why the Change?
The Spanish government recognized a gap in protection for accident victims. Without insurance, individuals injured by PMV users frequently enough bear the full financial burden of their recovery and damages. This new law aims to create a fairer system.
The Ministry of Economy,Trade and Enterprise believes compulsory insurance will allow these eco-pleasant transport methods to coexist safely with other road users. A special commission will determine the specific coverage details required for these policies.
What You Need to Do
Here’s what you need to know to prepare for the new regulations:
- Obtain Civil Liability Insurance: Starting January 1, 2026, you must have valid civil liability insurance to legally operate a PMV in Spain.
- Register Your Vehicle: You will also need to register your PMV with the directorate general of Traffic (DGT) by January 2, 2026.
current PMV Numbers in Spain
estimating the exact number of PMVs currently in use is challenging. The Spanish Federation of Personal Mobility Vehicles estimated around five million at the end of 2023. Though, recent restrictions – including bans on public transport and the revocation of rental licenses in some cities – likely mean the current number is lower.
The upcoming registration process will provide a more accurate count. This data will be crucial for understanding the scope of the new regulations and ensuring effective implementation.
This change represents a significant step towards integrating pmvs safely into Spain’s transportation landscape. By prioritizing both rider obligation and victim protection, the government hopes to foster a more sustainable and secure future for personal mobility.