Learn from these two artists, don’t force yourself to pay off your mortgage when you’re young

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Mentari Puspadini, CNBC Indonesia

My Money

Sunday, 05/05/2024 17:15 IWST

Photo: Muhammad Luthfi Rahman

Jakarta, CNBC Indonesia – An interesting story comes from the artist couple Meisya Siregar and Bebi Romeo. In their latest upload, both of them show that they only paid off their mortgage at the age of 45.

In the photo caption, Meisya advised Generation Z not to push themselves too hard when it comes to buying a house.

“Smile. Be grateful for your life. Tell the world. We can do it (lunasin). There are still many things that are more difficult (nyicil),” thus, at the beginning of caption Meisya’s Instagram upload.

“O Gen Z children, don’t be too ambitious to have a house before the age of 30, until you finally force yourself. Calm down. This is it, you know. Auntie and Uncle have just paid off at 45 years old. That doesn’t mean we haven’t succeeded or failed,” he continued. .

The caption, which is quite long, explains how Meisya and Bebi thought that paying off their mortgage was not their main priority. As a result, the money they got was turned back into business needs, but the business was not always profitable and they also experienced losses due to the pandemic.

It turns out that Meisya and Bebi also set aside money for protection needs, emergency funds, savings and investments, but in the end they both spent quite a lot of money to carry out holy worship through the Haji Furoda program.

“So, it’s all about: Priorities. What we think about at this age is that when we already know the purpose of this life, we will be afraid that we will die and still be trapped in usurious debt. So, just make realistic life choices. Don’t let it catch fire. “Beard looks at people’s achievements. It’s annoying because everyone has a different path in life,” continued Meisya.

At the end of her words, Meisya also invited all netizens to fight to achieve financial freedom.

The importance of understanding life goals in financial planning

Learning from the cases of Meisya and Bebi, it is quite important for all of us to understand financial goals, financial planning, and never be jealous of other people’s achievements. Because everyone has different financial burdens, by understanding financial priorities and goals, your life will improve in quality.

Make a plan to achieve your financial goals systematically, and start managing your personal or family cash flow well so that you can set aside funds from your income to realize these goals.

Remember that a plan will certainly be faced with a number of challenges and risks, build your financial security well to anticipate this.

(luc/luc)