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When there is a scam involved, falling into the trap is not that difficult. Here’s how to protect yourself from a new way of scamming.
Scams are plans implemented by malicious people, aimed, in most cases, at stealing personal data and money.
Current account scam, watch out for these details-galleriaborghese.it
Unfortunately, in the online world, scams are increasingly widespread, and with the proliferation of new technologies, scammers are able to develop plans that are increasingly difficult to foil. Not to mention the fact that, according to some experts, with the advent of Artificial IntelligenceIn the future, it will be increasingly difficult to unmask criminals.
Even more so today what we need to pay attention to are the details. The details are, in fact, what allows us to understand that it could be a scam. The bad guys, nowadays, they are also able to imitate messages from public bodies or banks and/or credit institutionsso understanding that it is a spam message is even more complicated.
Attempted bank account fraud, how bad actors act to deceive users
But what are these details that allow – at the moment – to understand when a message is sent by a scammer and not by a body or institution that wants to contact us to give us important information?
Current account scam, how to protect yourself-galleriaborghese.it
You may receive a message from your bank, with its name, and this may make you think it is a real text message. The message says that someone has made a request to access your account, and the date also follows. On the surface, it would really look like your lender warning you that someone would have attempted an illicit entry.
But what happens then? Well, the message continues and asks you to contact the bank at a number that is written in the text message if you have not logged in. What do scammers do, essentially? They instill doubt in the user that someone has tried to log inand therefore induce him to call this number to make sure that your savings are not in danger.
In practice, by calling the aforementioned number you hear a call center voice perfectly identical to that of the bank, giving instructions, but fraudulent ones. The voice that gives directions and will ask you for your customer number and access code. Obviously, this is something you absolutely must not do, because you will be giving him the credentials to enter your bank account and steal money from you.
They can also call users to authorize certain operations. Precisely such requests are the alarm bell or to be modern the “Red Flag” to pay attention to. Your credit institution does not need your personal login details to check that everything is in order and does not need authorizations to maintain the security of your account. So even in this case, no matter how well the scam is done, it is essential not to share personal data over the telephone.
