Considering the Credit Has Been Paid Off for Years, the Remaining Debt Is Now Significantly Lower Than Before

When a mortgage or loan reaches the finish of its initial fixed-rate period, borrowers face a critical decision: securing an Anschlussfinanzierung, or follow-up financing, to cover the remaining balance. This process becomes particularly relevant as the outstanding debt often shrinks significantly over years of repayments, altering the financial landscape for renewal. Understanding how to navigate … Read more

Rising Home Prices & Growing Mortgages: 2025 Loan Trends

The dream of homeownership in Germany continues to be challenged by rising costs, with prospective buyers increasingly reliant on larger loans to finance their purchases. Recent analysis indicates a significant uptick in the average loan amount taken out by German homebuyers in 2025, though regional variations and demographic trends are creating a complex picture for … Read more