Considering the Credit Has Been Paid Off for Years, the Remaining Debt Is Now Significantly Lower Than Before

When a mortgage or loan reaches the finish of its initial fixed-rate period, borrowers face a critical decision: securing an Anschlussfinanzierung, or follow-up financing, to cover the remaining balance. This process becomes particularly relevant as the outstanding debt often shrinks significantly over years of repayments, altering the financial landscape for renewal. Understanding how to navigate … Read more

Fitness Matters More Than Alcohol: Study on Early Death Risk

The question of what most impacts our longevity – physical activity or alcohol consumption – has been a subject of ongoing debate. Now, a comprehensive study from the Norwegian University of Science and Technology (NTNU) offers a compelling answer: fitness levels appear to be the more significant factor. The research, which followed nearly 25,000 healthy … Read more