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On March 1, 2024, benefits were indexed. From that date, the minimum pension is PLN 1,781 gross. Poles receive PLN 1,623.28 in cash. “Dziennik Gazeta Prawna” has just shared interesting calculations in the context of pensions. It was calculated how much you need to earn to receive PLN 4,000. PLN from ZUS.
The pension amount depends on several factors.
The Social Insurance Institution (ZUS) determines the amount of the benefit by dividing the accumulated pension capital by the average further life expectancy (indicator published by the Central Statistical Office).
It is worth bearing in mind that the basis for calculating the pension consists of three elements.
This concerns pension insurance contributions, initial capital, as well as indexed funds on the ZUS sub-account for OFE members.
Now it has been calculated how much you need to earn to receive a pension of PLN 4,000. PLN (equivalent to the current minimum wage).
It turns out that… earnings must significantly exceed the minimum wage!
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“Dziennik Gazeta Prawna” reports that an average 40-year-old would have to earn over PLN 9,000. PLN per month.
Of course, this assumes that he will retire at the standard retirement age (65 for men and 60 for women) and that he will have worked for 30 or 40 years.
For women, this amount is even greater.
It amounts to… over 11 thousand. PLN per month!
Will there be internship pensions?
Recently, there has been a lot of talk about internship pensions. Such benefits would be a tribute to Poles who have a long track record of work. They could retire before reaching retirement age.
Research shows that three-quarters of Polish women and men support this act because it introduces the principle – if you work long enough, you can retire – argued Dorota Olko, a member of the Left, in the Sejm, whose words were quoted by “Super Express”.
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This proposal assumes the possibility of retirement after 35 years (women) and 40 years (men) of work.
In fact, women could end their professional activity at the age of 50, and men – at 55. Condition? Starting work at the age of 18.
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Source: o2.pl
